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  • 1163 Crystal Cove, San Diego, CA 92154
  • Imperial Beach
01489133
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Cathy@HOMEinIB.com
619-701-1768
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  • About Cathy
  • Sold Listings
  • Testimonials
  • Blog
    • Sellers
    • Buyers
    • Free Home Buying Guide
    • Buyer Resources
  • Property Management
  • 1163 Crystal Cove, San Diego, CA 92154
  • Imperial Beach
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BuyersMarket InsightSellers

New 2021 Loan Limits

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Cathy Clamp,12/3/2020

As home prices rise, the Federal Housing Finance Agency announced that it would once again raise loan limits for mortgages backed by Fannie Mae and Freddie Mac.

 

The Federal Housing Finance Agency, which oversees Fannie Mae and Freddie Mac, said the increase was based on its House Price Index for the third quarter. Since Spring, the housing market has been on fire — inventories are tight, buyer demand is strong and mortgage rates have fallen to record lows.

 

Nationwide the 2020 conforming loan limits are going from $510,400 to $548,250 for a single-family home in 2021. That’s an increase of 7.42% year over year.

 

San Diego and Orange County which are considered high-cost areas have higher max

loan limits. In San Diego County, the max loan limited increased from $701,500 to $753,250 for a single-family home. The Orange County max loan limit increased from $765,600 to $822,375 for a single-family home.

SAN DIEGO COUNTY (High Balance Conforming Loan Limits)

1 unit $ 753,250

2 units $ 964,300

3 units $ 1,165,600

4 units $ 1,448,600

 

ORANGE AND LOS ANGELES COUNTIES (High Balance Conforming Loan Limits)

1 unit $ 822,375

2 units $ 1,053,000

3 units $ 1,272,750

4 units $ 1,581,751

Time to Buy!! Call me today, 619-701-1768.

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Catherine Clamp Real Estate, Inc
757 Emory AveImperial Beach
California 91932
619-701-1768
Cathy@HOMEinIB.com

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